EXPERTISE AND ANSWERS TO COMMON BUSINESS QUESTIONS FROM LOCALS IN THE KNOW
A Look Inside: Wealth Management Services: Are They Right for You?
If you are looking for the highest level of personal attention and seamless delivery of traditional banking services, Wealth Management is for you. Wealth Management is a tailor-made service offered by River Bank & Trust to create a superior degree of client loyalty. Our Wealth Management team is composed of dedicated specialists who are truly committed to providing our clients with banking solutions customized to suit their individual needs. Our bankers have years of experience in building relationships and understanding the financial needs of affluent and high net worth clients. We offer products and services that are a testimony to our dedication, integrity and effectiveness.
WHAT IS WEALTH MANAGEMENT?
Wealth Management is the consultative process of meeting the needs and aspirations of affluent clients by providing the appropriate financial products and services. It entails coordinating a team of financial experts, including Wealth Management officers Dicie Smith, Billy Whigham, Janet Roberts and Polly Hardegree, or one of our investment advisors, mortgage lenders or cash management experts.
WHAT SERVICES CAN A WEALTH MANAGEMENT SPECIALIST PROVIDE?
Wealth Management services are personalized according to your individual goals and circumstances. We offer investment recommendations, personal and business loans, lines of credit, personal and business deposit products, mortgage loans, merchant services, credit cards, foreign currency, domestic and international wires and the purchase or sale of silver and gold currency.
A Wealth Management Specialist serves as your central point of contact, coordinating communications with other financial experts when needed. Convenience and time are high priorities to our clients, and we will structure our services to accommodate your schedule.
ARE THERE CERTAIN CRITERIA TO QUALIFY?
River Bank & Trust’s requirements are a $250,000 annual income or $500,000 in investable assets.
WHAT SHOULD YOU LOOK FOR IN A WEALTH MANAGEMENT SPECIALIST?
Discussions with your Wealth Management Specialist should focus on your priorities. At River Bank & Trust, we begin our relationship by listening to you. We discuss your needs and desires to formulate a plan tailored to your circumstances and establish a pragmatic strategy to accomplish your goals. In today’s fast-moving, stressful and highly impersonal world, we have made it our mission to provide our clients with a standard of service that they are unlikely to find elsewhere. Our philosophy is simple: to retain all the traditional values of a truly personal and value-added service for our clients while combining them with speed, efficiency and flexibility.
MEET THE EXPERT
Polly Hardegree (NMLS 441570) is Executive Vice President at River Bank & Trust. Contact her at 334-290-2673 or phardegree@river.bank.
